If you are an employee in the state of Texas working for a business that has purchased the right type of insurance then you will be eligible for Texas workers? compensation benefits in the event that you get injured on the job. However, you should know that there are various regulations that come with filing a successful claim and unless you are aware of them then you could seriously derail your chances of filing a successful claim. If you fail to follow the various provisions and regulations then your Texas workers? compensation benefits could be seriously hampered. There have been so many cases of injured employees with extremely good cases ending up with unsuccessful claims just because they failed to comply with all or even part of the laid down regulations.
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If you fail to follow the various provisions then you could end up losing part or all of the Texas workers? compensation benefits you may be entitled to after suffering a workplace injury. It?s therefore important that you contact the human resource manager of your employer to find out more information about the type of Texas workers? compensation benefits available to you in the event of suffering a work-related injury or sickness. You should know that there are various workers compensation insurance packages available to employers and the type purchased will determine the kind of benefits available to injured workers. Getting to know even the most fundamental details of the insurance package covering you when you get injured on the job will minimize the risk of your claim for Texas workers? compensation benefits getting fully rejected.
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Texas Workers? Compensation Benefits Unavailable to Non-Payroll Staff
Most people assume that once an employer has signed up for an insurance package, then all employees are eligible to file for Texas workers? compensation benefits if anyone gets injured on the job. This couldn?t be further from the truth as most insurance plans on the market specifically state the classification of employees that are qualified to file for Texas workers? compensation benefits after getting injured or sick on the job. In fact, most insurance policies may only cover full-time employees and therefore rules out contract workers as well as those classified as part time from seeking any benefits for workplace injuries. If you are currently not classified as a full-time employee then it?s important to seek from your employer whether you have any right to file for Texas workers? compensation benefits if you suffer on-the-job injuries. If the answer is no then you should seek information about alternative options available to you if you sustain a workplace injury.
There are specific time limits for filing Texas workers? compensation benefits when you get injured on the job. In Texas, an injured employee is required to notify his or her employer and file the necessary paperwork within 30 days of an accident. The next step will be to file the necessary forms with the employer while attaching vital documents such as injury reports, treating doctor documentation, etc. There is nothing like an open-ended claim and failure to file the necessary paperwork within the indicated time frame has robbed many injured workers of the chance to seek Texas workers? compensation benefits.
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